PLAN YOUR INVESTMENT
SIP Calculator
Explore how regular monthly investments could grow over time.
Your investment
Enter your amount, duration, and assumed return rate.
THE BIG PICTURE
Your investment summary
Your numbers, with a clearer view.
Enter your investment details and calculate to see the projected value.
Assumes contributions at the start of each month and monthly compounding. Estimates exclude fees, taxes, and inflation. Actual returns vary.
Enter your investment details and calculate to see the projected value.How to calculate SIP returns
A systematic investment plan (SIP) involves contributing an amount regularly. Enter a monthly contribution, a whole number of years, and an assumed annual return rate to estimate the invested amount and future value.
Formula
Future value = P × ((1 + r)ⁿ − 1) ÷ r × (1 + r)
Example
At a 0% return, a monthly contribution of 100 for one year produces a future value of 1,200, entirely from your 12 contributions.
Assumptions and limits
P is the monthly contribution, r is the annual rate divided by 12 and 100, and n is the number of months. Contributions occur at the start of each month. The model assumes a constant return and excludes fees, taxes, and inflation; actual investment returns vary.
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